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  #1 Post Number 1427114
Default will the economic downturn affect your spending? Old 09-29-2008, 05:15 PM
Brad_JBM
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Id have a hard time making a major purchase right now, call me jewish. Thankfully only 50% of my $ is tied into the markets.
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  #2 Post Number 1427119
Default Old 09-29-2008, 05:21 PM
klaze
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No. I don't rely on the same type of investments as most people.

My pops on the other hand is probably crying himself to sleep at night.

On the other hand I think most people look at the long term 10 - 15 years down the line..
Last edited by klaze : 09-29-2008 at 05:22 PM.
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  #3 Post Number 1427123
Default Old 09-29-2008, 05:24 PM
Brad_JBM
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Im still waiting for my $ to double on the "investments" I set up in 2002/3
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  #4 Post Number 1427124
Default Old 09-29-2008, 05:26 PM
Minte
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Personally,I don't anticipate any changes. Professionally,yes. We were planning on adding some additional capacity starting first quarter of 09' and as of now that's on hold. We are also going through the p&l line by line locating any extra fluff or waste that might be going on.


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  #5 Post Number 1427137
Default Old 09-29-2008, 06:01 PM
MFM
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i limit cristal to 2 bottles a night now. we used to roll 10 deep at the club


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  #6 Post Number 1427141
Default Old 09-29-2008, 06:09 PM
J$TYLE$
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Not really, and I see opportunity for potential upside in a number of areas so my intention is to invest a little outside of adult and take some calculated chances ... I just put a bid on a brick and mortar business.

Offered them 60% of the current asking price.

Their counter offer was 15% less than asking price.

I didn't counter. Reiterated my offer and detailed in black and white why my offer is fair. It's indisputable.

They countered by coming down an additional 10% and argued that I'm getting "good will".

I didn't counter. Reiterated my offer and explained why their "good will" isn't valued as high as they think.

Now, it's just a waiting game for them to realize that this is the best deal they're going to get ... and I'm ok with NOT getting the business - so ... GREAT if I do ... and WHATEVER if I don't


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  #7 Post Number 1427145
Default Old 09-29-2008, 06:14 PM
slavdogg
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invest smart,
manage your cashflow
live well


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  #8 Post Number 1427147
Default Old 09-29-2008, 06:16 PM
Pornwolf
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Nice negotiating J.


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  #9 Post Number 1427149
Default Old 09-29-2008, 06:17 PM
slavdogg
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strangely enough, a big investment that was made after the last market crash
is paying its biggest dividends ive ever seen during the current month and crisis.


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  #10 Post Number 1427196
Default Old 09-29-2008, 08:37 PM
klaze
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Quote:
Originally Posted by klaze View Post
My pops on the other hand is probably crying himself to sleep at night.
I called up my pops he said he has been prepared for something like this to happen for the last couple of years..
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  #11 Post Number 1427199
Default Old 09-29-2008, 08:41 PM
Relentless
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Quote:
Originally Posted by J$TYLE$ View Post
I didn't counter. Reiterated my offer and detailed in black and white why my offer is fair. It's indisputable.
That line sums up about 100 different books on negotiation. Now you went and ruined the business self-help book market too... nice goin' J$


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  #12 Post Number 1427202
Default Old 09-29-2008, 08:49 PM
Phoenix
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im actually looking to capitalize on the downfall...im looking to buy my first triplex in the spring/summer and im hoping to get it at a good price


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  #13 Post Number 1427211
Default Old 09-29-2008, 09:28 PM
gregtx
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hopefully dollar cost averaging will play out in the long run.. I just looked up my IRAs and i've lost 30% from Jan of this yr...


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  #14 Post Number 1427212
Default Old 09-29-2008, 09:41 PM
seb
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I probably won't change my spending either.


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  #15 Post Number 1427215
Default Old 09-29-2008, 09:54 PM
WiredGuy
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I've been very conservative on my spending lately, that's for sure.
WG


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  #16 Post Number 1427219
Default Old 09-29-2008, 10:01 PM
Forsaken
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Eh? I just bought a new car today
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  #17 Post Number 1427314
Default Old 09-30-2008, 07:19 AM
SanctimoniousPrick
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As an American living in Europe I see the prices going down over here. I make less money here then I did in the USA - but have more at the end of the month.


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  #18 Post Number 1427397
Default Old 09-30-2008, 10:17 AM
Daze
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No big change for me.


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  #19 Post Number 1427414
Default Old 09-30-2008, 10:33 AM
Swordfish-QuickBuck
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i limit water to 2 bottles a night now. we used to roll 10 deep at the dinner table


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  #20 Post Number 1427429
Default Old 09-30-2008, 10:43 AM
Cyndalie
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i don't think I could limit my spending any more than I already do.


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  #21 Post Number 1427447
Default Old 09-30-2008, 10:59 AM
Nikki_Licks
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Quote:
Originally Posted by WiredGuy View Post
I've been very conservative on my spending lately, that's for sure.
WG
Yea, me too. I am less likely to purchase a want item as of lately. We only spend money on what we need and can afford. There is a big difference between want and need and most of us are impulse buyers, buying things we thought we needed and found out we could have done without it.

Besides, I like to have more money than less


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  #22 Post Number 1427450
Default Old 09-30-2008, 11:04 AM
Brad Gosse
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I am making personal cutbacks to keep more money. I try to limit myself to 3 cristal bottles a night
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  #23 Post Number 1427453
Default Old 09-30-2008, 11:09 AM
*KK*
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I've put myself on the 24 hour rule for anything other than incidentals -- if I wait 24 hours and still am willing to go all the way back to the store to buy it, then it's ok to buy.


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